刷卡时得注意商家有没有Double Swiping


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为你保护你的信用卡不被泄露个人资料以及存在被盗刷的风险,各位持卡者在每次刷卡时,因此要注意柜台人员的一切行动。而且你也得知道,其实商家不被允许进行Double Swiping!若发现你的信用卡或转账卡被商家Double Swiping,你可以向国家银行或是相关的银行投诉。


何谓Double Swiping?你可能会留意到,有些时候你输入了PIN Number成功付款后(这个步骤的专业名词为Authorization Obtained),收银员还会拿你的卡在POS system那边刷多一次(所以也被称作Second Card Read)。这个举动是通过你信用卡后面的黑色磁片,读取你的资料。


据Maybank发出的文告显示,所有商家不可以进行第二次的刷卡行为,因为这将可能会暴露信用卡持卡人的个人资料。若信用卡个人资料被泄露,信用卡可能会面临被盗刷的风险。


Maybank的文告:

Double Swiping" is an action performed by a merchant where a second swipe of the payment card is performed at the POS cash register after authorization has been obtained using the card terminal provided by the Bank. All merchants are required to comply to the standards set by the payment card brands that "Double Swiping" is not allowed.
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