如果你计划在2017年申请房贷购买房子的话，那你可以参考由国家银行整理的国内各家银行最新贷款利率。不过需要注意的是，并不是单纯的只看利率越低越好，还是需要了解各家银行所提供的贷款配套。
国家银行把旗下的银行分为传统银行（Conventional
Banks）和伊斯兰银行（Islamic
Banks）。
以下BR、BLR 和 IEL 取自国家银行网站，最后更新日期2016年12月1日。
Financial
Institution
|
Base
Rate (%)
|
Base
Lending Rate (%)
|
Indicative
Effective Lending Rate* (%)
|
Affin
Bank
|
3.74
|
6.60
|
4.65
|
Alliance
Bank
|
3.82
|
6.67
|
5.10
|
AmBank
|
3.80
|
6.65
|
4.50
|
Bank
of China Berhad
|
3.80
|
6.60
|
4.85
|
CIMB
Bank Berhad
|
3.90
|
6.75
|
4.65
|
Citibank
Berhad
|
3.65
|
6.80
|
4.55
|
Hong
Leong Bank
|
3.69
|
6.70
|
4.75
|
HSBC
Bank
|
3.50
|
6.60
|
4.60
|
Industrial
and Commercial Bank of China Berhad
|
3.77
|
6.70
|
4.75
|
Malayan
Banking Berhad
|
3.00
|
6.65
|
4.35
|
OCBC
Bank
|
3.72
|
6.65
|
4.80
|
Public
Bank Berhad
|
3.52
|
6.72
|
4.35
|
RHB
Bank Berhad
|
3.65
|
6.60
|
4.65
|
Standard
Chartered Bank Malaysia Berhad
|
3.52
|
6.70
|
4.52
|
United
Overseas Bank
|
3.85
|
6.81
|
4.75
|
Islamic
Financial Institution
|
Base
Rate (%)
|
Base
Financing Rate (%)
|
Indicative
Effective Lending Rate (%)
|
Affin
Islamic Bank Berhad
|
3.74
|
6.60
|
4.65
|
Al
Rajhi Banking & Investment Corporation (Malaysia) Berhad
|
4.10
|
7.00
|
4.70
|
Alliance
Islamic Bank Berhad
|
3.82
|
6.67
|
5.10
|
AmIslamic
Bank Berhad
|
3.80
|
6.65
|
4.50
|
Asian
Finance Bank Berhad
|
3.77
|
6.60
|
5.10
|
Bank
Islam Malaysia Berhad
|
3.65
|
6.60
|
4.20
|
Bank
Muamalat Malaysia Berhad
|
3.75
|
6.75
|
5.05
|
CIMB
Islamic Bank Berhad
|
3.90
|
6.75
|
4.65
|
Hong
Leong Islamic Bank Berhad
|
3.69
|
6.70
|
4.60
|
HSBC
Amanah Malaysia Berhad
|
3.50
|
6.60
|
4.60
|
Kuwait
Finance House (Malaysia) Berhad
|
3.10
|
6.99
|
4.59
|
Maybank
Islamic Berhad
|
3.00
|
6.65
|
4.35
|
OCBC
Al-Amin Bank Berhad
|
3.72
|
6.65
|
4.80
|
Public
Islamic Bank Berhad
|
3.52
|
6.72
|
4.35
|
RHB
Islamic Bank Berhad
|
3.65
|
6.60
|
4.65
|
Standard
Chartered Saadiq Berhad
|
3.52
|
6.70
|
4.52
|
Development Financial Institution
|
Base Rate (%)
|
Base Financing Rate (%)
|
Indicative Effective Lending Rate (%)
|
Bank
Kerjasama Rakyat Malaysia Berhad
|
3.85
|
6.83
|
4.65
|
Agrobank
|
3.60
|
6.75
|
-
|
Bank
Simpanan Nasional
|
3.95
|
6.70
|
4.40
|
