在马来西亚国家银行宣布调整OPR隔夜政策利率后，国内的多数银行也随着宣布降低BR（基本利率）和BLR（基本借贷利率）。
以下是截止2016年8月10日，国内各家银行最新的BR、BLR和ELR 供有意申请贷款的民众参考。
注意，以下资料仅仅作为参考，银行决定贷款利率时，都必须以基本利率为基础，再加入反映其他元素，如借贷者的风险、盈利赚幅、营运成本等、若想知道确实的利率，可以亲自向银行查询。
|
No.
|
Financial Institution
|
Base
Rate (%)
|
Base Lending Rate (%)
|
Indicative Effective Lending Rate* (%)
|
|
1
|
Affin Bank
|
3.74
|
6.60
|
4.65
|
|
2.
|
Alliance Bank
|
3.82
|
6.67
|
5.10
|
|
3
|
AmBank
|
3.80
|
6.65
|
4.50
|
|
4
|
Bank of China (Malaysia) Berhad
|
3.80
|
6.60
|
4.85
|
|
5
|
CIMB Bank Berhad
|
3.90
|
6.75
|
4.65
|
|
6
|
Citibank Berhad
|
3.65
|
6.80
|
4.55
|
|
7
|
Hong Leong Bank Malaysia Berhad
|
3.69
|
6.70
|
4.75
|
|
8
|
HSBC Bank Malaysia Berhad
|
3.50
|
6.60
|
4.60
|
|
9
|
Industrial and Commercial Bank of China
(Malaysia) Berhad
|
3.92
|
-
|
4.75
|
|
10
|
Malayan Banking Berhad
|
3.00
|
6.65
|
4.35
|
|
11
|
OCBC Bank (Malaysia) Berhad
|
3.72
|
6.65
|
4.80
|
|
12
|
Public Bank Berhad
|
3.52
|
6.72
|
4.35
|
|
13
|
RHB Bank Berhad
|
3.65
|
6.60
|
4.65
|
|
14
|
Standard
Chartered Bank Malaysia Berhad
|
3.52
|
6.70
|
4.52
|
|
15
|
United Overseas Bank (Malaysia) Bhd.
|
3.84
|
6.81
|
4.75
|
|
16
|
Agrobank
|
3.60
|
6.75
|
-
|
|
17
|
Bank Simpanan Nasional
|
3.95
|
6.70
|
4.40
|
Note:
* Indicative effective lending rate refers to
the indicative annual effective lending rate for a standard 30-year housing
loan/home financing product with financing amount of RM350k and has no lock-in
period.
