马来西亚公积金(EPF)分成2个户口,分别是第一户口以及第二户口。第一户口是属于养老金,会员只能在55岁后才能申请提出,但在特定条例下也可以申请提款,例如移民、丧失工作能力等等因素。而第二户口的存款,可以让会员们在未满55岁之前,就申请提款来作为特定用途,例如购买房屋、缴交医药费、投资等等用途。
3种方法公积金局会员申请提取公积金户口内的存款:
a. 公积金局柜台
若想透过公积金局柜台,那就需要携带所有相关文件到公积金局柜台办理手续。
b. 邮寄申请
若想使用邮寄申请的话,申请者可以到公积金局官方网站下载所需表格,然后邮寄到
THE EMPLOYEES PROVIDENT FUND
Locked Bag No 220
Jalan Sultan
46720 Petaling Jaya
Selangor
c. 网上申请
网上申请提领存款的种类有3种,分别是
a. Reduce/redeem housing loan
b. Housing loan monthly installment.
c. Buy / Build House
会员可以在以下15种的情况下,申请提取第一户口或第二户口的存款:
(EPF 提领存款种类 / Types Of Withdrawals)
1. 50岁提款 / Age 50 Years Withdrawal
2. 55岁提款 / Age 55 Years Withdrawal
3. 缴付房屋贷款 / Withdrawal to Reduce / Redeem Housing Loan
4. 丧失工作能力提款 / Incapacitation Withdrawal
5. 离国提款 / Leaving Country Withdrawal
6. 教育经费提款 / Education Withdrawal
7. 可领退休金提款 / Pensionable Employees Withdrawal And Optional Retirement Withdrawal
8. 投资提款 / Members' Savings Investment Withdrawal
9. 买房提款 / Withdrawal to Purchase / Build a House
10. 存款达100万时提款 / Withdrawal Of Savings Of More Than RM1 Million
11. 房屋供期提款Housing Loan Monthly Installment Withdrawal
12. 死亡提款 / Death Withdrawal
13. 房屋所需提款 / Flexible Housing Withdrawal
14. 医药提款 / Health Withdrawal
15. 朝圣提款 / Hajj Withdrawal
3种方法公积金局会员申请提取公积金户口内的存款:
a. 公积金局柜台
若想透过公积金局柜台,那就需要携带所有相关文件到公积金局柜台办理手续。
b. 邮寄申请
若想使用邮寄申请的话,申请者可以到公积金局官方网站下载所需表格,然后邮寄到
THE EMPLOYEES PROVIDENT FUND
Locked Bag No 220
Jalan Sultan
46720 Petaling Jaya
Selangor
c. 网上申请
网上申请提领存款的种类有3种,分别是
a. Reduce/redeem housing loan
b. Housing loan monthly installment.
c. Buy / Build House
会员可以在以下15种的情况下,申请提取第一户口或第二户口的存款:
(EPF 提领存款种类 / Types Of Withdrawals)
1. 50岁提款 / Age 50 Years Withdrawal
2. 55岁提款 / Age 55 Years Withdrawal
3. 缴付房屋贷款 / Withdrawal to Reduce / Redeem Housing Loan
4. 丧失工作能力提款 / Incapacitation Withdrawal
5. 离国提款 / Leaving Country Withdrawal
6. 教育经费提款 / Education Withdrawal
7. 可领退休金提款 / Pensionable Employees Withdrawal And Optional Retirement Withdrawal
8. 投资提款 / Members' Savings Investment Withdrawal
9. 买房提款 / Withdrawal to Purchase / Build a House
10. 存款达100万时提款 / Withdrawal Of Savings Of More Than RM1 Million
11. 房屋供期提款Housing Loan Monthly Installment Withdrawal
12. 死亡提款 / Death Withdrawal
13. 房屋所需提款 / Flexible Housing Withdrawal
14. 医药提款 / Health Withdrawal
15. 朝圣提款 / Hajj Withdrawal