在搭乘亚航或订购机票时，民众可以选择是否要购买亚航的旅游保险。亚航旅游保险（Tune
Insure AirAsia Travel Protection）为搭乘亚航单程或往返航班的乘客提供保障。
很多民众或许习惯在订购机票的时候也会购买保险，但购买保险后也不了解这些旅游保险的保单内容和赔偿金额。一旦发生什么事情如行李遗失或航班延误等意外，也不知道该如何索赔。
今天就为各位购买亚航旅游保险（Tune
Insure AirAsia Travel Protection）的民众稍微的介绍亚航旅游保险的保单内容，以及在什么情况下可以索赔和赔偿的金额。
每个国家的保险内容和金额都不相同，以下是马来西亚版本的亚航旅游保险（Tune
Insure AirAsia Travel Protection）内容和赔偿金额。
For Travel Protection Purchased On/ After 12th September 2014
Benefit
|
Domestic/ Regional
(For AK/FD/QZ/PQ/Z2 flights only |
International
(For AirAsia X/ D7 flights only) |
1.
Personal Accident Benefit
(人身意外)
|
||
Accidental
Death & Bodily Disablement
（造成死亡或残疾）
|
Up to
RM125,000 |
Up to
RM200,000 |
2.
Travel Inconvenience Benefits
|
||
Flight
Cancellation 航班取消
Reimbursement for the cost of flight if the Insured Person has to cancel the Trip due to Insured events |
Up to original
flight cost |
Up to
RM5,000.00 |
Flight
Curtailment 航班折返
Reimbursement for the return flight to Malaysia if the Insured Person returns due to insured events |
Up to original flight cost
|
Up
to RM5,000
|
Baggage
and Personal Effects
行李 / 个人财务损失
Cover lost or damage to baggage, clothing and personal effects of Insured Person |
With Receipt:
Up to RM1,500 (Anyone item RM500 subject to RM50 excess per claim) Without Receipt : Fixed at RM100 per item (No excess) |
With Receipt:
Up to RM5,000 (Anyone item RM500 subject to RM50 excess per claim) Without Receipt : Fixed at RM100 per item (No excess) |
Baggage
Delay 行李延误
For every 6 hours delayed from time of arrival |
Up to RM400
(RM200 per 6 hour delay period) |
Up to RM800
(RM200 per 6 hour delay period) |
AirAsia
Flight Delay 亚航航班延误
For every 6 hours delayed from original departure time of Scheduled Flight due to inclement weather, equipment failure or strike |
Up to RM1,050
(RM150 per 6 hour delay period) |
Up to RM1,050
(RM150 per 6 hour delay period) |
Common
Carrier Delay
For every 6 hours delayed from original departure time of Scheduled Flight due to inclement weather, equipment failure or strike |
Up to RM1,050
(RM150 per 6 hour delay period) |
Up to RM1,050
(RM150 per 6 hour delay period) |
Missed
Flight Connection 接驳航班延误
No Onward connecting flight available within 6 hours from the missed Scheduled Flight due to delay of AirAsia’s Incoming connecting flight |
Up to RM600
(RM300 per 6 hour delay period) |
Up to RM600
(RM300 per 6 hour delay period) |
Loss
of Personal Money
|
-
|
Up to RM1,000
|
Expenses
incurred arising from Loss of Travel Documents
|
-
|
Up to RM1,000
|
On-Time
Guarantee 航班起飞延误
Delay more than 2 hours from scheduled departure time caused solely by AirAsia/ AirAsia X |
Up to RM200
|
Up to RM200
|
3.
Medical and Evacuation Expenses
医疗费用
|
||
Accidental
Medical Reimbursement
Reimbursement of medical expenses incurred due to accident |
RM20,000 (Excess RM50 per claim)
|
Up to RM175,000 (Excess RM50 per claim)
|
Medical
Expenses Reimbursement
Reimbursement of medical expenses incurred due to sickness during trip |
Reimbursement for hospitalization due to
non pre-existing illness
(min 12 hrs hospitalization) Limit: RM 1,000 (Domestic) RM5,000 (Regional) (Excess RM50 per claim) |
|
Emergency
Medical Evacuation & Mortal Remains Repatriation
Reimbursement of expenses incurred due to accidental injury or death |
RM100,000
|
-
|
Emergency
Medical Evacuation & Mortal Remains Repatriation
Reimbursement of expenses incurred due to sickness, accidental injury or death |
-
|
Up to RM300,000
|
Compassionate
Visit
|
-
|
Up to RM5,000
|
4.
Personal Liability
|
||
Personal
Liability
|
-
|
Up to
RM500,000 |
5.
Travel Assistance Services
|
||
24
Hours Worldwide Travel Assistance Services
|
included
|
included
|
6.
Coverage for Accompanying Infant
|
||
For
one (1) infant who is named in the confirmation slip
|
Personal Accident benefit up to 10% of the
stated limit, RM 12,500
|
a) Personal Accident benefit up to 10% of
the stated limit, RM 20,000
b) Medical and evacuation expenses up to the stated limit c) 24 Hours Worldwide Travel Assistance Services |
大马亚航旅游保险（往返航班）赔偿事项和金额:
For Travel Protection
Purchased On/ After 12th September 2014
Benefit
|
Domestic/Regional
(For AK/FD/QZ/PQ/Z2 flights only) |
International
For AirAsia X/ D7 flights only) |
1. Personal Accident Benefit
|
||
Accidental Death & Bodily
Disablement
|
Up
to
RM300,000.00 |
Up
to
RM300,000.00 |
2. Travel Inconvenience Benefits
|
||
Flight Cancellation
Reimbursement for the cost of flight if the Insured Person has to cancel the Trip due to Insured events |
Up
to original
flight cost |
Up
to
RM5,000.00 |
Baggage and Personal Effects
Cover lost or damage to baggage, clothing and personal effects of Insured Person |
With
Receipt:
Up to RM1,500 (Anyone item RM500 subject to RM50 excess per claim) Without Receipt : Fixed at RM100 per item (No excess) |
With
Receipt:
Up to RM5,000 (Anyone item RM500 subject to RM50 excess per claim) Without Receipt : Fixed at RM100 per item (No excess) |
Baggage Delay
For every 6 hours delayed from time of arrival |
Up
to RM400
(RM200 per 6 hour delay period) |
Up
to RM800
( RM200 per 6 hour delay period ) |
AirAsia Flight Delay
For every 6 hours delayed from original departure time of Scheduled Flight due to inclement weather, equipment failure or strike |
Up
to RM1,050
(RM150 per 6 hour delay period) |
Up
to RM1,050
(RM150 per 6 hour delay period) |
Missed Flight Connection
No Onward connecting flight available within 6 hours from the missed Scheduled Flight due to delay of AirAsia’s Incoming connecting flight |
Up
to RM600
(RM300 per 6 hour delay period) |
Up
to RM600
( RM300 per 6 hour delay period ) |
On Time Guarantee
Delay more than 2 hours from scheduled departure time caused solely by AirAsia /AirAsia X |
Up
to RM200
|
Up
to RM200
|
3. Travel Assistance Services
|
||
24 Hours Worldwide Travel
Assistance Services
|
Included
|
Included
|
4. Emergency Medical
Evacuation
|
||
Reimbursement of expenses incurred
due to accidental injury
(Only applicable 48 hours upon arrival) |
Limit
: RM10,000
|
Limit
: RM25,000
|
5. Coverage for Accompanying
Infant
|
||
For one (1) infant who is named in
the confirmation slip
|
Personal
Accident benefit up to 10% of the stated limit RM 30,000
|
Personal
Accident benefit up to 10% of the stated limit RM 30,000
|
